3 Ways Your Life Insurance Company Is Scamming You - Although it makes sense to get in touch with a life insurance company to cover your dependents in the eventuality of your untimely death, there are integrity issues surrounding the insurance companies and agents. Broadly there can be 3 ways your life insurance company is scamming you. We have enlisted them for your benefit.
Selling Coverage that you don’t need!
The insurance companies thrive on the fact that most people don’t understand their life insurance needs. With standard products, they try to sell you coverage that you might not need, but, which are lucrative for them. The insurance agents expedite the process so that you skip the fine print and sign up for a coverage that is ill-suited to your needs. The trick is to play on your fear factor and sell you heavy insurance, even if you don’t have dependents.
Coaxing you to pay ‘Cash’
We strongly suggest, do not pay your premium through cash to an agent. Further, do ensure that you get a receipt for the payment. There are numerous fraudulent entities posing as genuine insurance agencies that extract hard cash from you in lieu of insurance premium. They ask you to sign at blank spaces in a form, assuring you that it is just a formality. Once you have fallen for their trick, you are left without an insurance coverage. The worst part is that most victims only come to know of this scam, when they have met with some mishap and there is not insurance to cover them.
Luring you with benefits!
Insurance agencies and agents have a way of promising you unbelievable benefits out a life insurance policy. Life insurance agents might offer you plans, with a guarantee that the policy would run premium-free for a specific period. Some agents play it smart and offer you great discounts for signing you up for a new policy, while replacing an old policy. The trick is that the old coverage gets terminated and new coverage does not get initiated due to the cumbersome procedural bottlenecks. Thus, exposing you to risk without cover.
PHOENIX — Brittney Griner scored with 14.1 seconds to play then prevented Breanna Stewart from getting a shot off before the buzzer as the Phoenix Mercury rallied from a 17-point deficit to beat the Seattle Storm 86-84 on Sunday and force a deciding Game 5 of their WNBA semifinal series.
Griner had 29 points and 12 rebounds and DeWanna Bonner scored 21 of her 27 in the second half. Diana Taurasi had 16 points.
Game 5 will be Tuesday night in Seattle. Diana Taurasi, who had 16 points, is 13-0 in her WNBA playoff career in winner-take-all games.
The other semifinal series, between Atlanta and Washington, also has gone to a Game 5.
The Storm, who dropped both games in Phoenix after winning two at home, lost Sue Bird with a broken nose with 4:23 left in the third quarter when she took an accidental elbow to the face from teammate Breanna Stewart.
Stewart, the WNBA's MVP, led Seattle with 22 points.
Griner's winning basket came after Bonner missed and Phoenix's Camille Little grabbed the rebound. Little got the ball to Griner, who scored. The Storm worked the ball to Stewart at the end but she couldn't get a shot off against the 6-foot-8 Griner's defense.
Phoenix trailed by 17 in the first half, 16 early in the second and still was down 69-57 after Stewart sank a 19-footer with 1:27 left in the third quarter. But the Mercury responded with a 13-2 run. Taurasi sank a 3 with 3.6 seconds left to cut the lead to 71-66 entering the fourth quarter and Bonner's basket sliced the deficit to 71-70 with 8:40 to play.
Griner's basket tied it at 76-76 and Bonner's two free throws put Phoenix up 78-76 with 5:29 to play, the Mercury's first lead since the game's opening moments.
Seattle had rolled to a 31-16 lead after one quarter, the Storm's highest-scoring quarter in their postseason history.
TIP-INS
Storm: Seattle shot 72 percent in the first quarter (13-of-18), including 3-pointers by four different players. ... Seattle won the WNBA title in 2004 and 2010.
Mercury: Taurasi is 50-7 in elimination games including the WNBA, Olympics and NCAA competition.
Griner had 29 points and 12 rebounds and DeWanna Bonner scored 21 of her 27 in the second half. Diana Taurasi had 16 points.
Game 5 will be Tuesday night in Seattle. Diana Taurasi, who had 16 points, is 13-0 in her WNBA playoff career in winner-take-all games.
The other semifinal series, between Atlanta and Washington, also has gone to a Game 5.
The Storm, who dropped both games in Phoenix after winning two at home, lost Sue Bird with a broken nose with 4:23 left in the third quarter when she took an accidental elbow to the face from teammate Breanna Stewart.
Stewart, the WNBA's MVP, led Seattle with 22 points.
Griner's winning basket came after Bonner missed and Phoenix's Camille Little grabbed the rebound. Little got the ball to Griner, who scored. The Storm worked the ball to Stewart at the end but she couldn't get a shot off against the 6-foot-8 Griner's defense.
Phoenix trailed by 17 in the first half, 16 early in the second and still was down 69-57 after Stewart sank a 19-footer with 1:27 left in the third quarter. But the Mercury responded with a 13-2 run. Taurasi sank a 3 with 3.6 seconds left to cut the lead to 71-66 entering the fourth quarter and Bonner's basket sliced the deficit to 71-70 with 8:40 to play.
Griner's basket tied it at 76-76 and Bonner's two free throws put Phoenix up 78-76 with 5:29 to play, the Mercury's first lead since the game's opening moments.
Seattle had rolled to a 31-16 lead after one quarter, the Storm's highest-scoring quarter in their postseason history.
TIP-INS
Storm: Seattle shot 72 percent in the first quarter (13-of-18), including 3-pointers by four different players. ... Seattle won the WNBA title in 2004 and 2010.
Mercury: Taurasi is 50-7 in elimination games including the WNBA, Olympics and NCAA competition.
